Category Archives: Health insurance – general

Consumers spend very little time selecting health insurance benefits

It may come as no surprise to you that consumers spend very little time evaluating alternatives and selecting their health insurance benefits each year. If we go by their self-reported figures (which are likely over stated to avoid looking foolish), … Continue reading

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Selecting health insurance is difficult (even for engaged consumers)

In a recent study, 70% of consumers surveyed said that it is more difficult to choose health insurance than it is to choose auto insurance.  The distribution of responses is: 39% say selecting a health plan is much more difficult … Continue reading

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Consumers struggle with terminology

Consumers have difficulty defining some of the common terms used by health plans, brokers and health insurance industry insiders. We asked consumers to define four common terms used to define most health plans: deductible, coinsurance, copayments and maximum out-of-pocket limit. … Continue reading

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